Airbnb AirCover is a policy that protects Airbnb hosts and guests in a variety of ways, including:
Host damage protection Covers up to $3 million in eligible damages, including physical damage to the property, damage from a guest's pet, and unexpected cleaning costs. It also covers income loss if a booking is canceled due to damage.
Host liability insurance
Covers up to $1 million if the host is found legally responsible for a guest's injury or property damage.
This includes co-hosts, cleaners, and other helpers.
Experiences liability insurance
Covers up to $1 million if the host is found responsible for a guest's injury during an experience they're hosting
Guest identity verification and reservation screening
AirCover includes these features to help protect